Qualified borrowers receive a 3% down payment assistance loan, up to $15,000.
Purchase a home with 0% Down*.
First-Time Homebuyers
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No Income Limitations
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Primary Residence Only
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Min. 700 FICO
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At least one borrower must be a First-Time Homebuyer
Other restrictions may apply. Reach out to our team to see if you qualify
Anyone making under 80% of the Area Median Income
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Primary Residence Only
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Min. 620 FICO
Other restrictions may apply. Reach out to our team to see if you qualify.
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Terms & Conditions
* Information is subject to change. Certain restrictions apply. Subject to approval of borrower and investor guideline requirements. A down payment is provided as a 2nd lien against the subject property. 2nd lien bears a 0% interest rate and cannot exceed a $15,000 loan amount. 2nd lien has no minimum monthly payment requirements, a term of 360 months, and is fully due as a balloon payment upon the occurrence of either a refinance of the 1st lien, payoff of the 1st lien, or the final payment of the amortization schedule of the 1st lien. The borrower must qualify based on Home Possible® or HomeOne® guidelines. Some exclusions may apply. Borrowers may still need to pay for closing costs, taxes, and other fees. This product only covers the down payment requirement for the Conventional Loan.
